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Why Time Matters Differently in Colorado for Homeowners, Business Owners, and HOAs
By Matthew Stalcup on November 5, 2023 Posted in Merlin Law Property Insurance Coverage Law Blog In Colorado, a homeowner’s time limit for filing a breach of contract lawsuit against an insurance company for an unpaid or underpaid claim can differ from the time...
How Can a Public Adjuster Assist with Fire and Smoke Damage?
If your home or business has been harmed by fire and smoke damage, you might be wondering how a public adjuster can be of help. Here at SKIPTON claims management, our family-operated business specializes in aiding policyholders in the aftermath of such incidents.As...
Property Insurance Coverage Law – Justin Skipton – Public Adjuster Spotlight
An article by Chip Merlin on September 16, 2023Posted in Merlin Law Property Insurance Coverage Law Blog I saw Justin Skipton of Skipton Claims Management at a United Policyholders fundraising event in California last week. I recalled Amy Bach from United...
When hail or fire damage hits, hire a public adjuster
When it pays to hire a public insurance adjuster When you’ve suffered a significant loss to your property. Whether from hail or fire damage, the last thing you need is for your insurance company to short-change, or even deny your claim entirely. It is unfortunate too...
Insurance Q&A | Loss of Rental Income on a property with low occupancy?
Commercial and business claims Just because you have a property with historically low occupancy doesn't mean that you are not entitled to loss of rental income under your policy. There are several factors to take into consideration when calculating your loss of rental...
What makes an effective public insurance adjuster in Arizona?
If you've ever dealt with a property insurance claim, you know how stressful and overwhelming the process can be. Filing a claim, assessing damage, negotiating with insurance companies – it can all feel like an uphill battle. That's where Skipton Claims Management...
New Money Claim Fee versus Standard Public Adjuster Fee: Understanding The Difference
As a policyholder navigating the complex world of insurance claims, it's important to understand the various fees associated with hiring a public insurance adjuster. Two common fee structures you might encounter are the "New Money" claim fee and the standard public...
Why Should Public Adjusters Consider Investing In NAPIA Membership?
Written by Chip Merlin on June 17, 2023 My mother, Alice Merlin, used to try to give me great life advice. One was: Chip, who are your closest friends you are hanging out with? Do they represent your values and where you want to go in life? Don’t hang out with...
Daytona News Journal – Don’t blame adjusters for insurance crisis
Your TurnBrian S. Goodman Guest columnist There has been much discussion and legislative activity designed to ostensibly protect Florida insureds after major storm damage to their property. Much blame has been assigned by the insurance industry, as well as some...
Unveiling the Truth: Why Insurance Companies May Not Have Your Best Interests in Mind After a Large Property Loss
When disaster strikes and you suffer a significant property loss, the first thing you hope for is the support of your insurance company. After all, that's what you've been paying your premiums for – peace of mind and protection. However, it's important to recognize...