REPAIR AND REPLACE

Legal precedents oblige insurers to pay for ‘workmanlike repair;’ when does that obligation shade into replacement? Most insurance companies offer consumers the option of purchasing replacement cost coverage for their Dwelling and Building property exposures. In the...

Denying Claims is Bad Business.

Denying Claims is Bad Business. How claims adjusters should look at the claims process. It is our opinion that sometimes denying claims is bad business. Is your claims adjuster trying to find coverage for your loss? Or, are they trying to find exclusions of coverage....

Justin Skipton Elected to NAPIA Board

Justin Skipton of Skipton Claims Management Elected to NAPIA Board of Directors Justin Skipton has been elected to the NAPIA board. The National Association of Public Insurance Adjusters (NAPIA) was formed to ensure the highest of professional standards for the public...

What is a Public Adjuster?

I have worked in the insurance industry (mainly as a PA) for many years and have see far too many people make rash decisions in the heat of the moment. These decisions later proved to have cost them thousands of dollars before they even knew it. As a consumer...
Skipton and Associates, Inc.