Understanding the Loss Draft Process After an Insurance Claim
A loss draft is a check issued after an insurance claim that is jointly payable to the property owner and their mortgage company. Because the lender still has a financial interest in the property, they want to ensure the funds are used for repairs—not diverted elsewhere.
Case Study: Phoenix Hotel Transforms $1.5M Insurance Reserve into $16M+ Settlement
A hotel’s water damage claim was initially downplayed as a routine dry-out, with a claim reserve of just $1.5 million. But inadequate investigation and mitigation quickly triggered severe mold growth, endangering the building’s structure and occupant safety. The...
Justin Skipton Elected President of NAPIA During Historic 75th Anniversary Conference
FOR IMMEDIATE RELEASE – NEWS PROVIDED BY – National Association of Public Insurance Adjusters (NAPIA)
July 8, 2025
Justin Skipton 75th NAPIA president
Scottsdale, AZ — As insurance claims continue to dominate national headlines, one Arizona-based expert has stepped into a key leadership role.
Looking Ahead: Leading NAPIA into the Future of Public Adjusting
On June 13, 2025, I had the honor of being elected President of the National Association of Public Insurance Adjusters (NAPIA) — during the association’s milestone 75th anniversary celebration.
Justin Skipton Steps into NAPIA Presidency – Merlin Law Group
When I first wrote about Justin Skipton in Justin Skipton—Public Adjuster Spotlight, I described him as “a leader who leads with both head and heart,” someone who brought “a quiet confidence and an unmistakable fire” to the public adjusting profession.
What Is a Public Insurance Claim Adjuster — and Why It Matters in Arizona
If you’ve ever filed a property insurance claim after a fire, flood, storm damage, hail or plumbing failure, you already know how overwhelming the process can be. Between complex policy language, tight deadlines, and adjusters sent by the insurance company, it can feel like you’re navigating a legal battle without an advocate.
That’s where a Public Adjuster comes in.
Reflections Before the Presidency: A Moment of Gratitude and Purpose
Three Values That Have Guided My Journey
I want my speech to highlight the core values that have shaped my career — not just so the audience knows who I am, but so they can reflect on how these same principles apply to their own growth. Here are the three I’ll be sharing
The Top 5 Mistakes Policyholders Make After a Fire Loss — From a Public Adjuster with 20+ Years of Experience
The Top 5 Mistakes Policyholders Make After a Fire Loss — From a Public Adjuster with 20+ Years of Experience
Understanding the Role of a Public Insurance Claim Adjuster: An LA Wildfire Guide for California Residents
Wildfires have caused devastating damage with billions of dollars in losses reported each year. The Los Angeles County fires are estimated to cost more than$150 billion in losses and that number is still being adjusted.
Standing Strong – Los Angeles County Wildfires in 2025
As the Palisades, Hurst, and Eaton wildfires continue to devastate homes, businesses, and lives across Los Angeles County, our hearts go out to everyone impacted by these tragic events. At Skipton Claims Management, we understand the profound challenges that come with natural disasters, and we stand ready to support you through this incredibly difficult time.