by Justin Skipton | Apr 10, 2026 | Arizona, California, Claim How To, Colorado, Florida, New Mexico, Residential, Texas, Washington
How to Choose the Best Insurance Adjuster When property damage occurs, most policyholders assume the insurance company will guide them through the process fairly. What is often overlooked is that the insurance company assigns its own adjuster to evaluate the loss—and...
by Justin Skipton | Mar 10, 2026 | Arizona, Claim How To, Insurance, Residential, Water Damage
Water Damage Insurance Claims Are Often Denied Water damage insurance claims are one of the most common types of property insurance claims filed by homeowners and commercial property owners in Arizona. Unfortunately, they are also one of the most frequently...
by Justin Skipton | Jul 15, 2025 | Arizona, California, Claim How To, Colorado, Insurance, Justin Skipton, New Mexico, Texas, Washington
Loss Draft By Justin Skipton, AIC, SPPA – President, National Association of Public Insurance Adjusters (NAPIA) and Partner at Skipton Claims Management If you’ve suffered damage to your home or business and are in the middle of an insurance claim, you may have...
by Justin Skipton | May 30, 2025 | Arizona, California, Claim How To, Insurance
If you’ve ever filed a property insurance claim after a fire, flood, storm damage, hail or plumbing failure, you already know how overwhelming the process can be. Between complex policy language, tight deadlines, and adjusters sent by the insurance company, it can...
by Justin Skipton | May 8, 2025 | Arizona, California, Claim How To, Colorado, Fire damage, Insurance, New Mexico, News, Texas
After more than two decades working with clients through some of the most devastating times in their lives, I’ve seen a lot. Fires are overwhelming — not just because of the physical damage, but because of the complexity of the claims process that follows. If...
by Justin Skipton | Sep 18, 2023 | Claim How To
Commercial and business claims Just because you have a property with historically low occupancy doesn’t mean that you are not entitled to loss of rental income under your policy. There are several factors to take into consideration when calculating your loss of...