by Justin Skipton | May 8, 2025 | Arizona, California, Claim How To, Colorado, Fire damage, Insurance, New Mexico, News, Texas
After more than two decades working with clients through some of the most devastating times in their lives, I’ve seen a lot. Fires are overwhelming — not just because of the physical damage, but because of the complexity of the claims process that follows. If...
by Justin Skipton | Apr 23, 2025 | California, Fire damage, Insurance, News
Understanding Wildfire Insurance Claims: LA Wildfire Guide Wildfires have caused devastating damage with billions of dollars in losses reported each year. The Los Angeles County fires are estimated to cost more than$150 billion in losses and that number is still...
by Justin Skipton | Nov 8, 2024 | California, Fire damage, Insurance, News
As California grapples with the devastating impact of the “Mountain Fire” wildfire, many homeowners and property owners find themselves dealing with extensive losses. Wildfires can be overwhelming for those affected, not only in terms of the personal toll...
by Justin Skipton | Mar 27, 2024 | Insurance, News, Publication
Original article written by Deborah A. Gechijian, Esq. March 26, 2024 Posted in Merlin Law Property Insurance Coverage Law Blog Since their inception, insurance companies have had one objective – to minimize payouts and mitigate risk. Insurance companies make business...
by Justin Skipton | Dec 19, 2023 | Insurance, News, Water Damage
Navigating Flood and Water Damage Claims: The Crucial Role of Public Adjusters When disaster strikes in the form of water damage, the distinction between ‘flood damage’ and ‘water damage’ in your insurance policy is not just a matter of...
by Justin Skipton | Nov 6, 2023 | Colorado, Insurance, News, Publication
Original article written by Matthew Stalcup on November 5, 2023 Posted in Merlin Law Property Insurance Coverage Law Blog In Colorado, a homeowner’s time limit for filing a breach of contract lawsuit against an insurance company for an unpaid or underpaid claim...