by Justin Skipton | May 30, 2025 | Arizona, California, Claim How To, Insurance
If you’ve ever filed a property insurance claim after a fire, flood, storm damage, hail or plumbing failure, you already know how overwhelming the process can be. Between complex policy language, tight deadlines, and adjusters sent by the insurance company, it can...
by Justin Skipton | May 8, 2025 | Arizona, California, Claim How To, Colorado, Fire damage, Insurance, New Mexico, News, Texas, Washington
After more than two decades working with clients through some of the most devastating times in their lives, I’ve seen a lot. Fires are overwhelming — not just because of the physical damage, but because of the complexity of the claims process that follows. If...
by Justin Skipton | Apr 23, 2025 | California, Colorado, Fire damage, Insurance, News, Texas, Washington
Understanding Wildfire Insurance Claims: LA Wildfire Guide UPDATED August 2026: The challenges in this article can be applied to everyone exposed to wildfires in these states: Colorado, Arizona, Texas and Washington. Wildfires have caused devastating damage with...
by Justin Skipton | Nov 8, 2024 | California, Fire damage, Insurance, News
As California grapples with the devastating impact of the “Mountain Fire” wildfire, many homeowners and property owners find themselves dealing with extensive losses. Wildfires can be overwhelming for those affected, not only in terms of the personal toll...
by Justin Skipton | Mar 27, 2024 | Insurance, News, Publication
Original article written by Deborah A. Gechijian, Esq. March 26, 2024 Posted in Merlin Law Property Insurance Coverage Law Blog Since their inception, insurance companies have had one objective – to minimize payouts and mitigate risk. Insurance companies make business...
by Justin Skipton | Dec 19, 2023 | Insurance, News, Water Damage
Navigating Flood and Water Damage Claims: The Crucial Role of Public Adjusters When disaster strikes in the form of water damage, the distinction between ‘flood damage’ and ‘water damage’ in your insurance policy is not just a matter of...
