NAPIA’S WHITE PAPER ON APPRAISAL

A legal and ethical approach to appraiser-client relations in the insurance claims sphere By Brian S. Goodman, Esq. Summarized by Justin R. Skipton, SPPA Introduction Appraisal is a process under an insurance policy to resolve a dispute as to the amount of a covered...

REPAIR AND REPLACE

Legal precedents oblige insurers to pay for ‘workmanlike repair;’ when does that obligation shade into replacement? Most insurance companies offer consumers the option of purchasing replacement cost coverage for their Dwelling and Building property exposures. In the...

CASE LAW AND STATUTES

Federal Case Summaries 7th Circuit Court of Appeals Windridge of Naperville Condo. Ass’n v. Phila. Indem. Ins. Co., 932 F. 3d 1035 (7th Cir. 2019) Decided Aug. 7, 2019 Opinion Summary: An insured condominium association brought action against an insurer, seeking...

Denying Claims is Bad Business.

Denying Claims is Bad Business. How claims adjusters should look at the claims process. It is our opinion that sometimes denying claims is bad business. Is your claims adjuster trying to find coverage for your loss? Or, are they trying to find exclusions of coverage....