David B. Skipton
30 years of making things right
David B. Skipton - Founder, Owner, Operator
David Skipton holds a Bachelor of Science Degree in Business Administration with an emphasis in Marketing/Accountancy; over the last two and a half decades he has handled hundreds of multi-million dollar insurance claims and over the previous decade was in the restaurant design/construction industry where he was involved in the construction of more than 150 restaurants and food service facilities. David’s hands-on construction experience is a significant benefit in investigating and estimating structural damages.
David is one of the very few public adjusters to achieve the prestigious CPCU (Chartered Property Casualty Underwriter) & the PCLA (Property Claims Law Associate) designation, which is an intensive curriculum of insurance law courses designed to educate adjusters in understanding and applying courtroom decisions to everyday insurance coverage situations. David also has earned a LPCS (Legal Principles Claims Specialist) designation, an AIC (Associate in Claims) designation, and an SPPA (Senior Professional Public Adjuster designation). He has taken numerous insurance industry courses and regularly attends continuing education conferences. David’s formal education in accounting and his extensive forensic accounting experience has proven to be a significant advantage in the favorable resolution of loss of business income claims. David is a published author and speaker and he regularly teaches insurance claims training classes, both in-house and throughout the industry.
Licensed in these states:
Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana , Michigan, Minnesota, Mississippi, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Puerto Rico, South Carolina, Tennessee, Texas, Utah, Washington, West Virginia
How Insurers put Profits over Promises
When someone suffers a serious loss at their home or business, one of the first things they often thing is this: “At Least I have Insurance.”
But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you’ll find that the legal system is stacked against.
David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claim process.
THE CLAIMS GAME
The Tricks and Deceptive Tactics Insurance Companies
use to Underpay and Deny Your Claim
But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you’ll find that the legal system is stacked against you.
“If you’ve suffered an insured loss to your business or home, you need to read this book!”
“My career as a public adjuster started with a personal experience on a multi- million dollar commercial claim that changed my life, as will the journey upon which you are about to embark. Whether your claim is large or small, the good news is that as an informed consumer of the insurance product you’ve purchased, the knowledge gained through this book will give you a great advantage in obtaining the fair settlement that you are owed. The bad news is that the adjuster assigned by the insurance company, handles claims like yours every day, and, while a personal experience for you, it is just everyday business for the adjuster and insurance company.
This book is full of actual examples encountered by Dave Skipton in the preparation of claims for their clients. I know they are true, accurate, and very common, as I have worked as a public adjuster for 30 years, and like Dave Skipton, I’ve experienced all these examples.
This year, I was selected by my peers as president of the National Association of Public Insurance Adjusters (NAPIA). Dave Skipton is one of my most trusted colleagues. He has written a hard hitting expose’ and excellent resource to help consumers understand their options after a loss and guide them in making good choices as they pursue the fair claim settlement that they paid their hard earned premiums for.”
“Having read Mr. Skipton’s book, “The Claims Game,” I can recommend it to everyone who has a dispute with their insurer over damage to their home or business. Mr. Skipton provides insight into what causes some of the problems that occur and valuable advice on how to handle those problems when they do occur.”